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NGage Finance
18 Windsor Place, Cardiff CF10 3BY
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Mon - Fri: 9:00 - 17:30
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best bridging loans UK
If you are looking for the best bridging loans UK,
Ngage Finance is here to help
At Ngage Finance, we specialise in providing some of the best bridging loans UK has to offer — quick, flexible, and designed to meet your needs. Whether you are in England, Scotland, Wales, Northern Ireland, or even looking for funding across Europe and the United States, our wide network of lenders allows us to deliver smart financial solutions on time.
Bridging loans are perfect when you need a large sum of money at short notice. From 1 to 36 months, our short-term finance options help you “bridge the gap” in your cash flow until longer-term funding is in place. With our experienced team and access to hundreds of lenders, we can arrange fast bridging loans tailored to your specific circumstances — even if you have a complex credit history, proof of income challenges, or arrears.
✅ Rates starting from just 0.63%.
✅ Loan terms from 1 to 36 months.
✅ Borrow from £26,000 with no maximum limit.
✅ First charges up to 80% LTV (85% on referral).
✅ Second charges up to 70% LTV.
✅ Commercial bridging loans up to 75% LTV (first charge).
✅ Residential bridging loans available – both regulated and unregulated.
✅ Quick approvals – in many cases, funds are available within 48 hours.
When Bridging Loans Make Sense
🏠 Property purchases – buying a home at auction or securing a bargain before long-term finance is arranged.
🏢 Business cash flow solutions – covering short-term expenses or keeping a deal alive in a sales chain.
💼 Investment opportunities – including buy-to-let properties, HMOs, holiday lets, or semi-commercial projects.
⚖️ Personal reasons – inheritance tax, probate matters, or unexpected financial commitments.
Whatever your reason, our team ensures a fast, stress-free experience with clear terms and flexible solutions.
Regulated & Unregulated Bridging Loans
Regulated bridging loans – secured against residential, owner-occupied properties.
Unregulated bridging loans – for business or investment purposes such as buy-to-lets, HMOs, commercial properties, or land purchases.
With our asset-based lending options, even adverse credit isn’t a barrier.
At NGage Finance, speed and service set us apart. With our dual legal representation and trusted lender network, many of our clients secure bridging within 48 hours — without the need for lengthy valuations.
We pride ourselves on offering affordable, flexible, and fast bridging loans tailored to your needs, whether you’re an investor, business owner, or homeowner.
📞 If you are searching for the best bridging loans UK, Ngage Finance is the right place here to help.
If you need to secure funds quickly, get in touch with our friendly team today. We’ll guide you every step of the way and find the right bridging loan solution for your situation.
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