property development finance 

NGage Finance offers property development finance with rates from

4%–12%, GDV loans up to 75%, and 100% build cost

options across England, Scotland & Wales.

Get the right property development finance
for your next project

At NGage Finance, we specialise in helping developers — from first‑timers to seasoned professionals — secure the property development finance they need to turn their vision into reality. Whether your project involves luxury residential builds, new‑build housing developments, or commercial property ventures, we have the expertise, connections, and tailored solutions to get your funding in place quickly and competitively.

With deep insight into current market pricing and decades of combined experience in the development funding sector, our team designs development loan packages that align perfectly with your project’s scope and goals. We don’t believe in off‑the‑shelf solutions — every funding plan we arrange is crafted to fit your circumstances.

Supporting All Types of Developers and Projects

The UK development market has grown rapidly in recent years, opening exciting opportunities for investors and builders alike. This surge means our lender network — which includes specialist development finance providers, private banks, and joint venture partners — has expanded significantly.

Because of this, we’re able to assist not just experienced property developers but also those working on their very first project. Whether you’re building a single high‑spec home, converting an existing building into apartments, or managing a large mixed‑use development, we can match you to the most appropriate lender and funding structure.

Personalised Funding That Works for You

We believe the best property development finance solutions are built on understanding — understanding your goals, your challenges, and the unique nature of your project. That’s why our expert advisers take the time to learn about your plans in detail before recommending funding options.

From the initial conversation to the final transfer of funds, our process is designed to be clear, efficient, and hassle‑free. We aim to reduce delays, cut through red tape, and make sure you have the capital you need when you need it.

Our property development finance Options

At NGage Finance, we provide a variety of competitive, flexible funding solutions, including:

  • Rates from 4% to 12% per annum (typical rate 9%)
  • Loan terms from 1 month to 24 months
  • Stretch senior debt, mezzanine finance, and equity funding
  • Joint venture finance up to 100% of project costs
  • Loans to GDV (Gross Development Value) up to 75%
  • 100% build cost funding available
  • Minimum loan size of £26,000 — with no maximum limit
  • Available for residential, commercial, and mixed‑use developments

Funding Structures Tailored to Your Vision

Whether you need short‑term bridging finance to secure a site, construction finance to cover building costs, or GDV‑based lending for large‑scale projects, we’ll source the right combination of terms, rates, and flexibility. Our relationships with both mainstream and specialist lenders give us access to products you won’t find advertised on the high street.

This means we can structure deals that work for complex projects, phased builds, or developments requiring additional security or alternative repayment schedules.

Why Developers Choose NGage Finance

  • Specialist expertise in all areas of development lending
  • Nationwide coverage across England, Scotland, and Wales
  • Access to exclusive lenders and innovative funding products
  • Fast, transparent process with regular updates
  • Ability to support both small‑scale and large‑scale developments

We don’t just secure funding — we help you plan strategically so that your finance supports profitability, cash flow, and timely completion.

Let’s Build Your Next Project Together

  • If you’re ready to secure the property development finance you need — whether for a first‑time build, a high‑end luxury development, or a major commercial scheme — NGage Finance is your trusted partner. We’ll combine our market knowledge, strong lender relationships, and commitment to personal service to ensure you get the best possible funding solution.

    Contact NGage Finance today and take the first step towards making your development vision a reality.

Some commercial / buy to let mortgages are not regulated by the Financial Conduct Authority. We’ll notify you if this is the case during our initial conversations with you.

Bridging Finance

Bridging
Finance

Business Loans

Business
Loans

Buy to Let Mortgages

Buy to Let
Mortgages

Commercial Mortgage

Commercial Mortgage

Commercial Mortgage

Mortgage

Have a query?